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Reverse Mortgage Leads
What Are They?
Our Reverse Mortgage Leads will enable you to market directly to borrowers who are 62 years old and older and have an LTV (Loan To Value) of 40% or less on their home mortgage loan.
Reverse Mortgages are also known as Home Equity Conversion Mortgages (HECM) and this refers to taking out a loan on a home in which the borrower holds a substantial amount of equity, usually 50-60% minimum.
The portion of the home that the borrower has paid off, or otherwise known as equity, is the collateral for the new home equity or reverse mortgage loan. HECM's can apply to regular second mortgages (home equity loans) but mostly the term applies to reverse mortgages.
Here are a few of the selects we use to pull the leads:
LTV 40% or below (Loan to Value)
Currently Late on Mortgage (Optional)
Homeowner Debt Present Phones (Optional)
Owner Occupied Single Family Home or Multi Family 1-4 Units
Many other selects available.
A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property. The loans are typically promoted to older homeowners and typically do not require monthly mortgage payments.
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